Milliman’s report also notes that the portion of health care costs that employees are responsible for has been increasing steadily over the years. In 2025, the out-of-pocket costs for a family of four are estimated to be around $12,810, which is almost 37% of the total health care spending. This means that families are not only paying more for health care overall but are also bearing a larger burden of those costs themselves.
It’s clear that health care costs continue to be a significant financial burden for American families, impacting their ability to save, invest, and plan for the future. As the cost of health care continues to rise, it’s important for policymakers, employers, and health care providers to work together to find solutions that make health care more affordable and accessible for everyone.
That’s all for this week’s Health Care Inc.! If you have any feedback or suggestions, feel free to reach out to us at [email protected].
Until next time,
Health Care Inc. Team
The healthcare industry is a complex and ever-evolving landscape that impacts millions of individuals across the country. Recent developments and proposed amendments have brought to light some significant changes that could potentially reshape the way healthcare is delivered and managed.
One notable proposal that caught the attention of many is the amendment put forth by Rep. David Schweikert that could completely transform Medicare as we currently know it. The proposed change would automatically enroll all Medicare beneficiaries in private Medicare Advantage plans with the lowest available premium starting in 2028. While individuals would have the option to opt out, this shift would mark a significant departure from the current enrollment process where traditional Medicare serves as the default option. Additionally, the proposed amendment included reforms to Medicare Advantage that insurers may not have been in favor of, such as reducing benchmark payments and eliminating quality bonuses.
In other industry news, Cleveland Clinic recently made headlines for its decision to reverse a policy that threatened to cancel outpatient visits for patients who did not pay their copays upfront. Instead of canceling appointments, the clinic will now offer interest-free payment plans to help patients manage their financial obligations. Meanwhile, Fairview Health Services CEO James Hereford revealed plans to leverage the federal 340B drug discount program to create a new business venture focused on specialty pharmacy services.
On the provider side, a recent survey conducted by AMN Healthcare found that wait times for basic appointments at physician practices have reached an all-time high of 31 days, up from 21 days in 2004. This trend highlights the growing demand for healthcare services and the need for innovative solutions to improve access to care.
In the realm of cancer treatment, a new series by Bloomberg titled “Cancer Capitalism” sheds light on the rising costs of FDA-approved cancer drugs and questions the efficacy of these treatments in improving patient outcomes. The series underscores the need for greater transparency and accountability in the pharmaceutical industry.
As the healthcare industry continues to evolve, it is essential for stakeholders to stay informed and engaged in discussions surrounding policy changes, regulatory developments, and emerging trends. By staying informed and actively participating in the dialogue, individuals can help shape the future of healthcare and ensure that quality care remains accessible and affordable for all. The Benefits of Regular Exercise on Mental Health
Regular exercise has long been touted for its physical health benefits, but its positive effects on mental health are often overlooked. From reducing symptoms of anxiety and depression to boosting self-esteem and improving overall cognitive functioning, exercise has a profound impact on mental well-being.
One of the most well-known benefits of exercise on mental health is its ability to reduce symptoms of anxiety and depression. Studies have shown that physical activity releases endorphins, which are chemicals in the brain that act as natural painkillers and mood elevators. This can help alleviate feelings of sadness, stress, and anxiety, and promote a sense of well-being.
In addition to improving mood, exercise can also boost self-esteem and confidence. When we set and achieve fitness goals, we feel a sense of accomplishment and pride in our abilities. This can translate to increased self-esteem and a more positive self-image, which can have a ripple effect on our overall mental health.
Furthermore, regular exercise has been shown to improve cognitive functioning, including memory, focus, and concentration. Physical activity increases blood flow to the brain, which can help improve cognitive function and reduce the risk of cognitive decline as we age. Exercise has also been linked to the production of new neurons in the brain, which can enhance learning and memory.
Another benefit of exercise on mental health is its ability to reduce stress levels. When we exercise, our bodies release stress hormones like cortisol, which can help regulate our stress response and promote a sense of relaxation. This can be particularly beneficial for individuals who experience chronic stress or have high levels of anxiety.
Lastly, exercise can also improve sleep quality, which is crucial for mental well-being. Regular physical activity has been shown to help regulate sleep patterns and improve the overall quality of sleep. This can lead to increased energy levels, improved mood, and better cognitive function throughout the day.
In conclusion, regular exercise has a multitude of benefits for mental health. From reducing symptoms of anxiety and depression to boosting self-esteem and improving cognitive functioning, physical activity plays a crucial role in promoting overall well-being. Incorporating regular exercise into your routine can have a profound impact on your mental health and quality of life.
