Keystone HMO CHIP is a valuable health insurance option for families in Pennsylvania who do not qualify for Medicaid but still need affordable coverage for their children. The monthly premiums for Keystone HMO CHIP vary based on household size and income, offering options ranging from No Cost to Low Cost to Full Cost.
For Low-cost Keystone HMO CHIP, the monthly premium per child can be $45.00, $88.88, or $101.57. On the other hand, Full-cost Keystone HMO CHIP has a fixed premium of $286.36 per child per month. These premiums ensure that families have access to high-quality healthcare services through a network of physicians and hospitals.
In addition to medical benefits, Keystone HMO CHIP also provides dental coverage through United Concordia and routine vision benefits through Davis Vision. This comprehensive coverage ensures that children and teens up to age 19 receive the necessary care they need to stay healthy.
It’s important to note that Keystone HMO CHIP is specifically designed for families whose income is too high to qualify for Medicaid. This program fills a crucial gap in coverage, providing an alternative for families who may not have insurance through their employer or other sources.
Applying for Keystone HMO CHIP is a straightforward process. Eligible individuals can apply online, by mail, by phone, or through the free mobile app. If you need assistance with the application process, the Keystone HMO CHIP Member Help Team is available to provide support.
If your child is not eligible for Keystone HMO CHIP, you will receive notification and may be directed to other healthcare assistance programs. It’s essential to explore all available options to ensure that your child has access to the healthcare they need.
In conclusion, Keystone HMO CHIP offers peace of mind to families by providing comprehensive health insurance at an affordable price. By considering this option, you can ensure that your child’s health needs are met without breaking the bank. For more information and assistance with the application process, reach out to the Keystone HMO CHIP Member Help Team today.